Using the magic of statistics the team at Confused.com, the car insurance comparison site, have discovered the unluckiest cars in the last 12 months. The in-depth mathematical wizardry was achieved by analysing 12 months’ worth of quotes and claims. So without further ado, the top 3 makes and models with the highest accident rates are…
1) Honda FR-V Six-seater – According to the data, out of 2,529 owners, 466 accident claims were made in the past five years, giving the Honda FR-V a claim rate of 18.4% – that’s roughly one in five.
2) Volvo XC90 – Again using 12 months of quotes and claim data, out of 3,886 drivers who used Confused.com for their car insurance, 619 drivers made claims for accidents, giving the Volvo XC90 a claim rate of 15.9% – that’s roughly one in six drivers.
3) Lexus RX – And last, but not least is the Lexus RX. According to the statistics received, out of 3,701 drivers, 574 made claims, giving the RX an accident claim rate of 15.5% – again that’s roughly one in six.
A number of other models also made the ‘unluckiest car’ list including the Mazda 5 at 15.4%, the Volkswagen Touran, the Hyundai Santa, the Toyota Rav and the Mazda 3 – all of which had an accident rate of nearly 14% – one in seven. I find it interesting that the top 3 cars and many of the other unlucky models are all MPV’s and people carriers, family drivers clearly aren’t the safest then…
But fear not, because in all likelihood the makes with the higher ‘unlucky’ percentage are likely to be the most popular models, thereby giving them a higher chance of getting in a knock, compared to something rarer like a retro or classic. They say that 88% of all statistics are made up, so there’s no need to start flicking through the Auto-Trader and changing your car insurance just yet. Though if you’re looking for the ‘safest’ car then go out and grab yourself a Mazda 2 TS TD, which has a total of 9 accident claims via Confused.com in the last five years…





































